Travel Insurance in Nepal

Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling. As with any holidays worldwide, whether trekking or not, travel insurance is a necessity. You never know what is going to happen to you, and the risk of an accident increases dramatically when trekking especially in high altitude of Nepal. Without a proper and perfect travel insurance you could find yourself forking out thousands and thousands for medical expenses and emergency assistance which will ruin your holiday and leave you with a financial burden that could last years. Once you have decided on a trekking in Nepal, Bhutan, India or Tibet, book travel insurance immediately to protect your health, money and belongings should anything go wrong.


Nepal is one of the main destinations that any keen hiker should seriously consider. With some of the most stunning hiking over snow-covered mountains and through deep valleys, alongside incredible food, fascinating culture and warm, friendly people, a trip to Nepal will have a deep impact upon any traveller. Around the Himalayas there are some fantastic walking tracks catered to each individual's level of hiking experience. Whether you are just after a lengthy day-trip, or are more interested in a longer expedition mixed with camping, there is something for you.


The first thing most of us think of when we consider hiking in Nepal is the rugged Himalayan mountain ranges and of course the world's highest point, Mount Everest. Though conquering Everest is certainly not something that any old traveller can dream of doing, there are plenty of other demanding, exciting and challenging hikes available for hikers of all levels of experience. You may not be able to climb Everest, but you can get close by hiking to Base Camp. To get to Everest takes a short flight from Kathmandu to Lukla, which is one of Nepal's busiest airstrips for obvious reasons. The hike from Lukla to Base Camp takes 8 days and is not to be underestimated. Finishing the hike to Base Camp is challenging and extremely rewarding, and you must be very well prepared.


Another popular area in Nepal for hikers is the Annapurna region. Though it may not be as well known as the Everest Base Camp, the natural beauty in this region is almost indescribable. Any trek will involve stunning and endless snow-covered mountains, and never-ending photo opportunities.


There are three major treks in this region: the Annapurna Circuit, the Annapurna Sanctuary Route and the Jomson Trek. These are the routes that attract the majority of Nepal's hiking tourists worldwide through their stunning scenery and lowland villages. The town of Pokhara is a picturesque starting point for any of these walks, as well as other shorter treks. Hiking in Nepal is a fantastic way to experience some of the world's most diverse and stunning scenery and challenging trails, as well as to experience first-hand Nepali culture. The food is to die for and the people are friendly and willing to share their culture, so make the most out of all aspects of your hiking holiday in Nepal.


Many travel insurance companies provide the different kind of insurance like, Backpackers Travel Insurance, student insurance, family insurance, Adventure travel insurance, One-trip Travel Insurance, Annual Multi-trip Travel Insurance, Domestic Travel Insurance, Cruise Travel Insurance. Please choose on of the appropriate category and let us know.


Make sure you compare quotes to get that perfect policy, whether you’re a carefree student, trekking across Canada, Nepal, Tibet with your family, or relaxing on a trips. And think about how often you travel: do you need annual multi trip insurance for your mini-break addiction or single trip insurance for a one-off jaunt? If you’ve finally taken the plunge for a gap year or career break, look out for backpacker and long-stay trip travel insurance.


At Nepal Tour, we want you to travel far and wide with the knowledge that someone will catch you if you fall. So why not get a quote for worldwide travel insurance through our partner?


Please Note It:
No matter to where you are planning to travel, Travel Insurance should be on your planning list. When taking trips to any port in the world, there is any number of mishaps that can occur that can put a damper on your trip.This article we will discuss Nepal and the importance of getting Travel Insurance when traveling there. Most travel insurance policies will fit most of our holidays. However, many will not cover the altitudes gained on some of our trekking tours. Please check the tour factsheet for details of the activities involved and the maximum altitude gained on your Nepal trek and ensure your policy will cover these.


Travel Insurance General Rules

Travel Insurance is designed to cover you for unexpected emergencies that occur in the course of an adventurous holiday. Travel Insurance generally doesn’t cover you for certain things:

  1. Medical conditions that exist before you travel
    Cost incurred due to the condition are not covered, you can still take out travel insurance for other purposes (robbery, sports, injury, etc)
  2. Deliberately putting your life in danger
    Travel Insurance will not cover you if you put yourself in extreme situations where survival is unlikely or injury is highly likely. Chasing polar bears while drunk will not be covered.
  3. Claims involving alcohol or drugs
    Insurance companies use this as often as possible in order to not pay a claim, from their point of view – when drunk you take extra risks, you’re not in control – keep to sensible levels and look after your valuables before a night out.
  4. HIV or other STD’s
    Not covered – so safe sex as always is important.
  5. Illegal Activities
    If you’re involved in an activity that is illegal, the insurance company will not cover you.



Best Nepal Treks

01. Everest Base Camp Trek Everest Base Camp Trek is a famous challenging trek in Nepal.
02. Annapurna Base Camp Trek
The Annapurna base camp trek is the perfect introduction to Himalayan trekking.
03. Langtang Valley Trek.
Langtang valley trekking is the one of the most popular trekking routes in Nepal.
04. Ghorepani Poon Hill Trek.
Ghorepani Poon Hill trekking is one of the popular and short & Sweet trekking in Nepal.
05. Everest View Trek.
Everest View Trek takes you around the Everest region, which has recently witnessed...
06. Ganesh Himal Trek.
Ganesh Himal Trek is surprisingly not frequented by many tourists.
07. Tiji Festival Trek.
Tiji festival, known as "The chasing of the Demons" Tiji tells the story of a deity named...

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